Essentials Contents Insurance

If you’re a student or living in rented accommodation, we can help protect your belongings by offering you a contents insurance policy aimed to meet your requirements.

NatWest Essentials contents insurance allows you to specify the level of cover you need, in order to cover the items most valuable to you – this means that you don’t pay for cover you don’t need.

Get a quote

Work out the cost of covering your belongings – get an online quote.


Features of NatWest Essentials:
  • Cover available for individual items such as laptops, iPods, bicycles and mobile phones when taken outside the home.
  • Easy to set up for students - we can set your policy up on your university address if you don’t know your residential address yet.
  • One low excess of only £25, no matter what the value of your claim.
  • Pay monthly at no extra cost (available where the equivalent annual premium is over £70 inclusive of insurance premium tax).
  • Cover for walk-in theft (except money).
  • Optional accidental damage cover available for your contents in the home.
  • Vandalism cover included as standard.
  • All policies include up to £50 cash in the home and £500 credit card misuse cover.

Download and print full policy PDF (222k pdf)

Please read this important legal information


Apply now

Apply icon

Visit a branch icon

Call us

Call us on
0845 301 5719

Minicom
0800 051 3030


Monday to Friday 9am-5pm
(ex public holidays)

Maximum call charge from a BT landline is 8p per minute. Calls from other networks may vary