The detailed local lending data, which forms part of a joint data reporting exercise with the British Bankers’ Association, Council of Mortgage Lenders and other major UK banks, gives a snapshot of lending balances in 120 postcode areas across Great Britain and over 9,000 postcode sectors at the end of December 2013.
This joint data reporting exercise is intended to provide greater transparency and help deliver a rich picture of the borrowing landscape across the country. Our drive for transparency is balanced with ensuring our customers’ confidentiality. Therefore, along with other banks, we have withheld postcode sector data which would risk disclosure of any individual customer’s borrowing.
RBS is the largest lender to SME customers
RBS is the largest SME lender in Great Britain with over £33 billion of lending. We support SMEs across the country with substantial amounts of lending in every one of the 120 postcode areas. SME borrowing across Great Britain broadly reflects the distribution of economic or business activity across the country.