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Compliance and conduct

Managing risks and behaviours driven by ethics and integrity are vital to protecting the trust and confidence of our customers, colleagues and wider stakeholders. These responsibilities are shared by everyone at NatWest Group. 

To help drive the right behaviours in our organisation, we have four key tools which guide the way we work and behave:

The importance of risk culture

Our approach to risk culture, under the banner of intelligent risk-taking, ensures a focus on robust risk management behaviours and practices. This approach, in line with our strategy across all three lines of defence, enables us to support better customer outcomes, develop a stronger and more sustainable business. During 2025, we reviewed and evolved the key outcomes to deliver on the intelligent risk-taking approach. The new outcomes focus on effective decision making, empowered outcomes and embedded risk practices. 

Whistleblowing

We want our colleagues and any individuals we interact with to feel confident to raise concerns about wrongdoing or misconduct without fear of retaliation. Speak Up is our formal whistleblowing framework, which gives individuals a secure reporting system to share concerns in confidence, and anonymously if preferred. It is operated by an independent third party and available to all employees and those acting on behalf of or representing NatWest Group such as contractors, subcontractors, suppliers, temporary staff, secondees, consultants, interns and volunteers. This also includes anyone formerly in these roles.

We do not tolerate any form of harassment or discrimination and where reports are substantiated, appropriate action will be taken to rectify the situation, following a discussion with the People function and the respective business unit. 

Related content

Read more about the important role we have to play to detect and prevent financial crime, protecting people, families, and businesses. 

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Read more about the policies and processes we have in place to give us better insight into our customers’ activities and address issues of concern.

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Read more about how we seek to promote and respect human rights through the continued implementation of policies and practices covering our colleagues, customers and suppliers.

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