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Royal Bank of Scotland

The Royal Bank of Scotland has always been the bank for Scotland's tomorrow-makers. Here for your personal and business banking needs. 

How Royal Bank of Scotland supports you

Over the past three centuries we've played an important role in supporting Scotland's economic development.

Today, we're here for all your personal and business banking needs. 

We also offer businesses specialist sector knowledge - and support entrepreneurs at every stage.

Our goal is to help you take action today for the future you want.

Tomorrow begins today. 


How it all began

The Royal Bank of Scotland, the second bank to be founded in Scotland, was established by royal charter in Edinburgh in 1727. 


The Royal Bank began issuing banknotes in 1727 and still does so today.

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In 1728, just months after it had started trading, the Royal Bank granted the world’s first overdraft.

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The Royal Bank’s first branch office opened in Glasgow in 1783.

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The Royal Bank launched its first mobile bank in 1946, serving remote communities on the Isle of Lewis.

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The bank’s daisywheel logo, unveiled in 1969, was inspired by piles of coins, arranged into the shape of four inward-pointing arrows.

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In 1997 the Royal Bank was the first British bank to announce a fully-fledged on-line banking service.

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Want to learn more?

Explore our latest stories.

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Find out about our career opportunities.

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Learn more about us.

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Visit our heritage hub for more history on The Royal Bank of Scotland.