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Our businesses

Retail Banking

We serve customers across the UK with a comprehensive range of banking products and services – including current accounts, savings, mortgages, and personal unsecured lending – supporting them in key financial moments throughout their lives.

Key 2025 numbers

Total income

£6,495m

2024: £5,650m

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Net loans to customers

£216.1bn

2024: £208.4bn

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Operating profit

£3,121m

2024: £2,431m

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Customer deposits

£202.6bn

2024: £194.8bn

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Return on equity

24.7%

2024: 19.9%

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Risk-weighted assets

£68.5bn

2024: £65.5bn

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Find out more about our Retail Banking business on page 25 of our Annual Report

Private Banking

We serve the banking, lending and wealth management needs of UK connected high and ultra-high-net-worth individuals and their interests. Our Investment Products & Solutions team delivers investment solutions to customers and clients across NatWest Group.

Key 2025 numbers

Total income

£1,131m

2024: £969m

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Net loans to customers

£18.9bn

2024: £18.2bn

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Operating profit

£394m

2024: £264m

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Customer deposits

£42.7bn

2024: £42.4bn

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Return on equity

21.7%

2024: 14.2%

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AUMA

£58.5bn

2024: £48.9bn

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Find out more about our Private Banking & Wealth Management business on page 28 of our Annual Report

Commercial & Institutional

Through specialist sector knowledge and capabilities, we deliver extensive product propositions across banking, payments, fixed income and FX. UK-based with international hubs.

Key 2025 numbers

Total income

£8,809m

2024: £7,957m

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Net loans to customers

£154.2bn

2024: £141.9bn

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Operating profit

£4,064m

2024: £3,585m

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Customer deposits

£196.4bn

2024: £194.1bn

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Return on equity

19.1%

2024: 17.2%

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Risk-weighted assets

£111.9bn

2024: £104.7bn

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Find out more about our Commercial & Institutional business on page 31 of our Annual Report

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