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Who we are
Who we are
- About NatWest Group
  About NatWest Group
  
  We are a relationship bank for a digital world. We champion potential; breaking down barriers and building financial confidence. Find out more about how we do that.
  
  Go to About NatWest Group
  
  Our strategy
  
  Our purpose
  
  Our businesses
  
  Our values
  
  Our history
  
  Where we do business
- Contact us
  Contact us
  
  It’s easy to get in touch with us. If you’re a customer, media, or an investor, use these details to contact us directly.
  
  Go to Contact us
  
  Contact us
  
  Customer contacts
  
  Investor contacts
  
  Media contacts
  
  Supplying goods and services
  
  Feedback and complaints
  
  Feedback and complaints
  
  How to complain
  
  Complaints data
  
  Whistleblowing
- Leadership & governance
  Leadership & governance
  
  Find out more about our Board of Directors and Executive management team, and view key governance documents.
  Go to Leadership & Governance
  
  Leadership
  
  Board of Directors
  
  Executive management team
  
  Governance
  
  Our Board Committees
  
  Our Subsidiaries
  
  Boardroom inclusion policy
  
  Compliance statement and remuneration policy
  
  Auditor independence
  
  Review into customer account closures
- Our brands
  Our brands
  
  How do we drive growth and support the financial lives of our personal, business and corporate customers? Through our brilliant banking brands. Check out the wide range of financial products and services we offer.
  
  Go to Our brands
  
  Our brands
  
  NatWest
  
  Royal Bank of Scotland
  
  Ulster Bank
  
  Coutts
  
  Holt's
  
  Lombard
  
  RBS International
  
  FreeAgent
- Working at NatWest Group
  Working at NatWest Group
  
  Strong relationships with millions of customers are at the heart of our workforce. We are committed to having a motivated and inclusive workforce who are engaged and passionate about serving customers.
  
  Go to Working at NatWest Group
  
  Working at NatWest Group
  
  Diversity, equity & inclusion
  
  Employee Led Networks
  
  Health and Safety
  
  Our Fair Pay Charter
  
  Family-focused Policies
Sustainability
Sustainability
- Our Purpose in Action
  Our Purpose in Action
  
  We are a relationship bank for a digital world. We are driven by our purpose and enabled by our strategy. We remove barriers to create strong enterprises. We turn ambition into action to help tackle climate change. And we build financial capability through learning. By supporting our customers at every stage of their lives, we can build long-term value, invest for growth, make a positive contribution to society and drive sustainable returns for shareholders.
  
  Go to Our Purpose in Action
  
  Overview
  
  Message from our Director of Sustainable Banking
  
  Stakeholder engagement
  
  Our materiality assessment
  
  ESG ratings and benchmarks
  
  Awards and recognition
  
  External assurance
- Environment & Climate
  Environment and Climate
  
  We acknowledge the importance of climate change not only in our own operations, but in the lives of all our customers and wider society. Protecting and restoring our natural world can make a substantial contribution to both climate change mitigation and adaptation.
  
  Go to Environment and Climate
  
  Managing climate change
  
  Our approach to climate change
  
  Climate and sustainable funding and financing
  
  Managing our environmental impact
  
  Own operational footprint
  
  Biodiversity and climate change
- Society
  Society
  
  If our customers do well, if our economy does well and if our communities do well, then we all succeed. We have the potential to make a real difference to people’s lives.
  
  Go to Society
  
  Supporting customers
  
  Accessible banking
  
  Innovation and digitisation
  
  Supporting customers in vulnerable situations
  
  Consumer protection
  
  Customer complaints
  
  Customer advocacy
  
  Consumer Duty
  
  Supporting communities
  
  Enterprise
  
  Financial capability
  
  Giving & volunteering
  
  Mortgage lending
- Governance and Responsible Business
  Governance and Responsible Business
  
  Our purpose-led business strives to put the needs of people and planet at the heart of everything we do. To do this, we are building a bank that is safe, simple and smart. Our ambition is to help all our customers, colleagues, communities, shareholders and suppliers to thrive.
  
  Go to Governance and Responsible Business
  
  How we do business
  
  Compliance and conduct
  
  Human Rights and Modern Slavery
  
  Tax responsibilities and payments
  
  ESE and reputational risk management
  
  Equator Principles
  
  Detecting and preventing financial crime
  
  Protecting privacy and customer confidentiality
  
  Collaborating with our stakeholders
  
  Supply chain
  
  Working at NatWest Group
  
  United Nations Sustainable Development Goals
  
  External commitments and reporting standards
- ESG Policies and Downloads Repository
  ESG Policies and Downloads Repository
  
  We’ve got information on topics such as employing staff and business planning. Take a look at our reports and policies.
  
  Explore policies & reports
Investors
Investors
- Investing in NatWest Group
  Investing in NatWest Group
  
  We are building a simple, safe & more customer focused bank.
  Visit the Investors homepage
  
  Recent financial results
  
  Annual Report
  
  Legal structure
  
  Credit ratings
  
  Investor contacts
  
  View our latest financial results
- Results & Events
  Results & Events
  
  View the financial results of NatWest Group and our subsidiaries alongside other presentations to investors.
  Visit the Results Centre
  
  Latest financial results
  
  Results archive
  
  Events & presentations
  
  Financial calendar
  
  Visit the Results Centre
- Regulatory News
  Regulatory News
  
  Read our recent company announcements and search the archive for historic filings.
  Explore this section
  
  Company Announcements
  
  SEC Filings
  
  Sign up for e-mail alerts
- Shareholder Hub
  Shareholder Hub
  
  Manage your shareholding online or view information on shareholder meetings, the share price and dividends declared.
  
  Explore this section
  
  Share data
  
  Share price
  
  Share price calculator
  
  Dividends
  
  Equity ownership statistics
  
  Corporate actions
  
  Manage your shareholding
  
  Access your shareholding online
  
  Shareholder meetings
  
  Shareholder events
  
  Shareholder FAQ's
  
  Sign up for e-comms
- Fixed income
  Fixed income
  
  Find out more about our credit ratings and issuance across the Group including Green, Social and Sustainable bonds.
  
  Explore the Fixed Income section
  
  Company legal structure
  
  Credit ratings
  
  Fixed income presentations
  
  Unsecured securities documentation
  
  Green, Social & Sustainable bonds
  
  Issuance plan
  
  Securitisations
  
  Covered bonds
  
  Our Readiness for Resolution
- ESG Disclosures
  Environmental, Social and Governance Disclosures
  
  Read about our purpose in action and view our recent disclosures on environmental, social and governance issues.
  
  Explore ESG Disclosures
News & Insights
News & Insights
- Latest Stories
  Latest Stories
  
  Take a look at our recent stories and insights.
  
  Go to Latest Stories
- News Room
  News Room
  
  Find all media contacts and resources from NatWest Group.
  
  Go to News Room
  
  Press releases
  
  Media contacts
  
  Photo library
Careers
Careers

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ESG Policies and Downloads Repository

Latest downloads

2022 Annual Report and Accounts (PDF 8.3MB)

2022 Environmental, Social and Governance (ESG) Disclosures Report (PDF 9.6MB)

2022 Climate-related Disclosures Report (PDF 9.7MB)

UN Principles for Responsible Banking (PRB) reporting 2022 (PDF 328KB)

Global Reporting Initiative (GRI) index 2022 (PDF 143KB)

Sustainability Accounting Standards Board (SASB) index 2022 (PDF 85KB)

World Economic Forum (WEF) metrics alignment 2022 (PDF 464KB)

Nature and Biodiversity Statement 2022 (PDF 169KB)

The name of our parent company changed from The Royal Bank of Scotland Group plc to NatWest Group plc on 22 July 2020. Please note this page includes historic documents from before this name change, and such documents therefore remain in the name of The Royal Bank of Scotland Group plc.

Policies - sector ESE, procurement, and more

Sector ESE risk policy positions

Visit our ESE and reputational risk management page to see a summary of all the activities that NatWest Group will not support regarding the following sectors. Alternatively, you can see full ESE Risk Acceptance Criteria documents for each sector below:

ESE Risk concerns

Read more about our ESE risk concerns (PDF 138KB)

Supplier Charter

NatWest Group Supplier Charter (PDF 1.1MB)

Supplier Code of Conduct (Legacy)

NatWest Group Supplier Code of Conduct (PDF 169KB)

Modern Slavery Act

2022 Statement on Modern Slavery and Human Trafficking (PDF 1.8MB)

Human Rights

Human Rights Position Statement (PDF 1.3MB)

Our Code

Code of Conduct (PDF 629KB)

Climate

Financial Crime Statements

Financial Capability Reports

2019

2018

2017

It Could Be You (NatWest sponsored report) (PDF 1.3MB)

Enterprise Reports

2019

2018

Supporting Women’s Enterprise in the UK (PDF 1.4MB)

2017

Summary Report - Building a more sustainable bank

Our financing of the energy sector reports archive

Sustainability Report archive

From 2016 the Sustainability Report was integrated into the Annual Report & Accounts

Tax responsibilities and payments – country by country reports

NatWest Group

From 2020 onwards details of the global corporate income tax payments made by NatWest Group can be found in our annual report and accounts. For the 2022 figures please see pages 401 to 403 of our Annual Report and Accounts (PDF 8.3MB)

UBIDAC

UBIDAC country-by-country tax breakdown 2022 (PDF 263KB)

EY audit opinion on UBIDAC country-by-country tax breakdown 2022 (PDF 80KB)