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Ulster Bank says Yes to 8 out of 10 first time buyers

Ulster Bank is making €850 million in lending available to first and next-time home buyers after approving eight out of 10 first time buyer mortgage applications in the last half of 2013.

€850 million of new personal lending

The bank says there has been a strong increase in demand for mortgage finance and adds that it will increase the finance available if necessary.

Jim Ryan, Head of Branch Banking at Ulster Bank said: “We understand how important this YES can be - buying a home is for many the biggest financial commitment that they make and we are working hard to help the full spectrum of mortgage customers achieve their YES, from first time buyers and movers to those trading up or coming to the end of the mortgage term.

“We are approving eight out of 10 first time buyer mortgage applications and working with the balance to help them understand how to reach their goals.”

Ulster Bank is actively encouraging customers to speak with the Bank about their mortgage options and has pledged to help customers find the mortgage which is right for them. To make it easier for customers to understand their options, Ulster Bank also has a series of online tools which borrowers can use to determine their possible mortgage costs and see what kind of mortgage might suit their budget and needs before talking to Ulster Bank’s team.

Customers considering a mortgage should call into their local Ulster Bank branch or make an appointment with one of the Bank’s 300 trained mortgage specialists.

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