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At a glance:

  • Applications are open for the second year of the NatWest Group Fintech Programme.
  • Our programme theme for 2026 is ‘how is AI shaping the future of customer experience?’
  • The 2026 programme is encouraging more fintechs from across UK regional hubs and will address rapid technological change and evolving customer expectations, including agentic AI and the emergence of smart devices.

 

We’ve opened applications for the second year of the NatWest Group Fintech Programme, targeting fintechs across the UK that are using AI to help redefine the future of customer experience in financial services.

The 12-week programme involves:

  • Support from the NatWest Innovation team to explore collaboration opportunities with the bank
  • Access to mentorship from senior decision makers
  • Connecting with NatWest’s wider innovation ecosystem through in-person events and workshops – some of which will take place in NatWest’s Accelerator Hubs, including the new London Hub

For the 2026 programme, we’re encouraging fintechs from across UK regional hubs and will address rapid technological change and evolving customer expectations, including agentic AI and the emergence of smart devices.

David Grunwald, NatWest Group’s Director of Innovation, said: “The pace of advances in AI and technology is fundamentally changing how customers interact with financial services. To stay ahead – whether through new channels, emerging technologies, or smarter engagement – innovation and collaboration are non-negotiables. Fintechs play a vital role in meeting these challenges, so it’s essential we support them to thrive as we come together to shape the future of banking.”

What you need:

  • to be UK-based fintech, or serving UK customers
  • to be Pre-Series A, or Series A company with proven product-market-fit
  • to be working on a solution that fits with the opportunity areas

For more information and to apply for the NatWest Group Fintech Programme, visit the Fintech programme website.

Tunic Pay – a previous programme business

Tunic Pay is an award-winning, real-time payment intelligence platform dedicated to preventing fraud and scams, which formed a partnership with NatWest following the access and support the programme provided.

 

Commenting on her time on the programme, Nicky Goulimis, Co-founder at Tunic Pay, said: “The access and support we received helped us understand how our platform could make a real difference for NatWest’s business and its customers. Working together, we’re now able to pilot new ways to protect people from fraud and scams, using technology to make banking safer for everyone.”

The material published on this page is for information purposes only and should not be regarded as providing any specific advice, or used by consumers to make financial decision. Terms and conditions apply to any products or services mentioned.

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